Buying or selling a home is exciting — but did you know it’s also a prime target for cyber criminals? From phishing emails to wire fraud, hackers are constantly looking for ways to exploit real estate transactions. As more of the process moves online, cybersecurity isn’t just a tech issue — it’s a homeownership issue.
Here’s what buyers, sellers, and current homeowners in the Mid-Atlantic need to know about protecting their digital information.
🏡 For Home Buyers: Protect Your Financial Information
When you’re purchasing a home, your personal and financial data is moving through multiple platforms — loan applications, bank transfers, inspection reports, and more.
● Beware of wire fraud: Hackers may pose as your title company or agent, sending fake emails with “updated wiring instructions.” Always confirm payment details by phone using a verified number.
● Use secure networks: Never log into mortgage portals or real estate apps using public Wi-Fi. Stick to secure, private connections.
● Strong passwords matter: Reuse is risky. Create unique passwords for your lender, Realtor®, and bank logins — and consider a password manager.
🏠 For Home Sellers: Guard Your Identity
Sellers often overlook cybersecurity, but you’re sharing just as much sensitive information — from tax records to digital signatures on contracts.
● Watch out for phishing: Hackers may send emails pretending to be interested buyers requesting access to “extra documents.” Verify with your listing agent before clicking links or sending files.
● Use secure e-signature tools: Stick to trusted platforms recommended by your real estate professional — not just any free e-sign site.
● Limit personal details online: Don’t overshare on listing descriptions or social media posts (like when you’ll be out of the house for showings). Criminals can use that information to target you.
️️️️For Current Homeowners: Keep Your Smart Home Safe
Technology doesn’t stop at the closing table. Today’s homes are full of connected devices — from smart locks to video doorbells. While convenient, they can create vulnerabilities if not managed correctly.
● Change default passwords on devices: Many smart home hacks happen because owners never reset factory logins.
● Update software regularly: Routers, cameras, and thermostats often release security patches — ignoring updates leaves gaps.
● Secure your Wi-Fi: A strong password and encryption are essential for keeping outsiders off your network.
● Be cautious with home apps: Only download apps from trusted developers and watch out for permissions that seem unnecessary.
✅ Final Thoughts
Real estate transactions — and today’s connected homes — are prime opportunities for cyber criminals. But with the right precautions, you can protect your money, your identity, and your home.
👉 At Mr. Lister Realty, we know buying or selling a home is more than just a transaction — it’s your future. By staying aware of cybersecurity risks and following best practices, you can move forward with peace of mind.